We strongly advise you to take out a mutual insurance policy, as social security does not reimburse everything, or not at 100%.
Depending on the plan chosen, the mutual supplements reimbursement of social security in part or in full, it provides the right to third-party payment and full reimbursement of hospital costs. Depending on the formula, it can also be used to cover other risks, including civil liabilitysometimes sports, internships, stays abroad...
Attention
If you don't have a mutuelle, you'll have to pay for any treatment not covered by your social security organization.
International students
The first thing to check is whether your situation qualifies you for health insurance, or whether there is an agreement between your country and France. If you are eligible for health insurance, we strongly recommend that you take out complementary health insurance, also known as a mutuelle, to ensure that you are better reimbursed.
Most of the time, it is more advantageous for students to benefit from their parents' mutual insurance! Otherwise, make sure you compare according to your needs: glasses, dentist, contraception... Ask about associated services: civil liability, home insurance...
Limited resources
If you are in a precarious situation, you can benefit from complementary health insurance as a mutual insurance company.
Tiers-payant: under certain conditions, you don't have to pay in advance for health.
CPAM: Caisse primaire d'assurance maladie (primary health insurance fund). This is the main social security organization, managing insured persons covered by the general health insurance scheme.
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